Job Description
Job Title:  Credit Domain Consultant
City:  Singapore
State/Province:  Singapore
Posting Start Date:  5/15/26
Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their boldest ambitions and build future-ready, sustainable businesses. With over 230,000 employees and business partners across 65 countries, we deliver on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. For additional information, visit us at www.wipro.com.
Job Description: 

Job Description

The Credit Domain Consultant is responsible for providing deep functional expertise across the credit and lending lifecycle. The role bridges business, risk, and technology teams by translating credit policies, risk frameworks, and product requirements into clear functional specifications and solution guidance.

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Key Responsibilities

  • Act as a subject matter expert for credit and lending processes, covering origination, underwriting, approval, disbursement, servicing, monitoring, and closure.
  • Work closely with business stakeholders to gather, analyze, and document credit‑related requirements.
  • Translate credit policies, underwriting rules, and risk parameters into functional and system requirements.
  • Support implementation and enhancement of credit and lending platforms across retail and corporate banking.
  • Perform credit risk analysis including exposure, limits, collateral, pricing logic, and portfolio monitoring concepts.
  • Ensure solutions align with regulatory and compliance requirements (credit risk governance, KYC/AML touchpoints, internal policies).
  • Support SIT/UAT by validating credit functional scenarios, negative cases, and regulatory edge cases.
  • Collaborate with technology, QA, and data teams to ensure accurate implementation of credit functionality.
  • Participate in client discussions, walkthroughs, and solution sign‑offs as a credit domain representative.

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Core Domain Knowledge (Mandatory)

  • Credit & lending products:
    • Term Loans, Working Capital, Credit Lines
    • Retail Loans, Corporate Loans
  • Credit lifecycle processes:
    • Origination & Application Processing
    • Credit Assessment & Underwriting
    • Approval & Limits Management
    • Disbursement & Servicing
    • Monitoring, Collections, and Closure
  • Credit risk concepts:
    • Exposure, Limits, Collateral
    • Risk Rating / Scoring fundamentals
    • Portfolio monitoring and early warning indicators

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Skills & Competencies

  • Strong Credit Domain and Lending expertise
  • Business Analysis skills:
    • Requirement gathering
    • Gap analysis
    • Process mapping
    • Functional documentation (BRD / FRD)
  • Stakeholder and client management skills
  • Excellent written and verbal communication
  • Ability to work in Agile / Scrum delivery environments
  • Functional understanding of core banking or lending systems (technical depth is a plus)

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Mandatory Skills: Institutional Compliance .

 

Experience: 8-10 Years .

 

Reinvent your world. We are building a modern Wipro. We are an end-to-end digital transformation partner with the boldest ambitions. To realize them, we need people inspired by reinvention. Of yourself, your career, and your skills. We want to see the constant evolution of our business and our industry. It has always been in our DNA - as the world around us changes, so do we. Join a business powered by purpose and a place that empowers you to design your own reinvention.
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