Job Description
Location: Chennai, India (Preferred)
Experience: 7-10 Years
Domain: Mortgage Lending / Property Valuation / Appraisal Technology
About the Role
We are looking for an Associate Product Manager (APM) to help build an AI-powered North American Property Appraisal Platform. Reporting to the Product Manager, the APM will contribute to product vision, roadmap, market analysis, UX, business case and GTM. The role requires collateral-valuation expertise to improve appraisal operations using AI while preserving accuracy, compliance and appraiser independence.
Key Responsibilities
Product Strategy & Roadmap
- Partner with the Product Manager to define the product vision, strategy, positioning, and multi-year roadmap.
- Monitor mortgage, property valuation, regulatory, AI, and competitive trends and continuously evolve the roadmap to maintain product relevance and differentiation.
- Conduct market, customer and competitor analysis to identify unmet needs, whitespace opportunities, and emerging valuation models.
Domain & Product Capabilities
- Understand lenders, AMCs, appraisers, data collectors, reviewers, investors/GSEs and borrowers.
- Define ordering, assignment/vendor management, traditional/desktop/hybrid appraisals, PDC, AVMs, field experience, images, comparables and market data.
- Cover report review, QC, exceptions, reconsideration, fraud detection, analytics, billing, SLAs and LOS/servicing integrations.
AI & Innovation
- Define AI-assisted capabilities such as intelligent appraisal review, comparable-property analysis, report summarization, anomaly detection, workflow automation and appraisal quality/risk assessment.
- Ensure AI solutions incorporate appropriate human oversight, explainability, traceability and responsible-AI principles.
Compliance & Platform Governance
- Translate applicable U.S. and Canadian regulatory, privacy, security, appraisal-independence and data-governance requirements into product capabilities.
- Ensure requirements for auditability, data lineage, access control, privacy, explainability and evidence retention are incorporated into platform design.
Preferred Credentials
- 7–10 years of experience in product management, product ownership, strategy, or enterprise platform development related to Property Appraisals
- Experience in mortgage technology, property appraisal/valuation, collateral management, real estate technology, or adjacent FinTech domains strongly preferred.
- Understanding of AI/ML, GenAI, data platforms, workflow automation and API-driven enterprise platforms.
- Familiarity with AVMs, appraisal workflows, AMCs, property data, valuation analytics, appraisal QC or mortgage LOS ecosystems is desirable.
- Bachelor's degree in Engineering, Computer Science, Business, Finance or related discipline. MBA or equivalent product/business qualification is desirable.
- Any Appraiser certification is a plus
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Mandatory Skills: NetOxygen - Functional .
Experience: 8-10 Years .
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