Job Description
Job Title:  TECHNO FUNCTIONAL CONSULTANT L1
City:  New York City
State/Province:  New York
Posting Start Date:  5/7/26
Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their boldest ambitions and build future-ready, sustainable businesses. With over 230,000 employees and business partners across 65 countries, we deliver on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. For additional information, visit us at www.wipro.com.
Job Description: 

Senior Business Analyst / Product Owner

The Business Analyst / Product Owner will play a critical role within  Treasury & Payments platforms, acting as the primary interface between  business stakeholders, product managers, and technology delivery teams.

The role is responsible for owning product requirements, managing the backlog, and driving end‑to‑end delivery of payment capabilities that support large‑scale, high‑volume, mission‑critical banking operations.

The candidate must bring strong domain expertise in Payments, experience working in regulated financial environments, and the ability to deliver complex initiatives across multi‑year transformation programs.

Key Responsibilities͏

Business Analysis & Product Ownership

  • Serve as Product Owner / Senior BA for  Treasury & Payments initiatives, owning functional scope and backlog
  • Elicit, analyze, validate, and challenge business requirements from stakeholders with a strong focus on payment processing accuracy, resiliency, and straight-through processing (STP)
  • Translate complex business needs into Initiatives, Epics, Features, and User Stories with clear acceptance criteria
  • Drive backlog prioritization in alignment with business priorities, regulatory commitments, risk posture, and release plans

Treasury & Payments Domain Delivery

    • Payment initiation, validation, enrichment, routing, clearing, settlement, and reconciliation
    • Payment rails such as Wire, ACH, SWIFT, RTP, and real‑time / cross‑border payments
    • Message standards including ISO 20022 and legacy MT formats
    • Exception handling, investigations, and payment lifecycle controls

Solution & Architecture Collaboration

  • Partner with product, architecture, and engineering teams to shape functional solutions
  • Contribute to solution design with a focus on scalability, resiliency, reusability, and performance
  • Drive business‑aligned architectural decisions supporting time‑to‑market and platform modernization
  • Contribute to strategic Treasury & Payments technology roadmaps
  • Operate confidently in client‑facing and audit‑sensitive environments

Qualifications & Skills͏

Domain & Functional Expertise

  • Strong experience in Treasury & Payments within a Tier‑1 banking environment (mandatory)
  • Proven experience as Senior Business Analyst / Product Owner on large banking platforms
  • Deep understanding of Financial Services regulations, controls, and risk considerations
  • Hands‑on experience in Agile / Scrum delivery models

Tools & Technology

  • Extensive experience with Jira for backlog and delivery tracking
  • Working knowledge of SQL for data analysis and payment validation
  • Familiarity with Agile PM and collaboration tools

Experience & Education

  • Minimum 8 years of relevant experience in Business Analysis / Product Ownership
  • Prior experience leading requirements reviews, quality inspections, and solution walkthroughs
  • Bachelor’s degree in Business, Technology, or a related field

Core Competencies

  • Strong analytical, problem‑solving, and decision‑making skills
  • Excellent stakeholder management and workshop facilitation skills
  • Ability to challenge requirements constructively and prioritize for business value
  • Strong attention to detail with a focus on quality, compliance, and operational excellence

͏Nice to Have

  • Experience supporting ISO 20022 migration / Payments modernization programs
  • Exposure to global, onshore–offshore delivery models
  • Prior experience operating in audit‑intensive or regulator‑facing programs
  • Experience mentoring junior BAs or acting as Lead BA / Lead PO

͏
Mandatory Skills: Payments .

 

Experience: 5-8 Years .

 

The expected compensation for this role ranges from $60,000 to $135,000 .

 

Final compensation will depend on various factors, including your geographical location, minimum wage obligations, skills, and relevant experience. Based on the position, the role is also eligible for Wipro's standard benefits including a full range of medical and dental benefits options, disability insurance, paid time off (inclusive of sick leave), other paid and unpaid leave options.

 

Applicants are advised that employment in some roles may be conditioned on successful completion of a post-offer drug screening, subject to applicable state law.

 

Wipro provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Applications from veterans and people with disabilities are explicitly welcome.

 

Reinvent your world. We are building a modern Wipro. We are an end-to-end digital transformation partner with the boldest ambitions. To realize them, we need people inspired by reinvention. Of yourself, your career, and your skills. We want to see the constant evolution of our business and our industry. It has always been in our DNA - as the world around us changes, so do we. Join a business powered by purpose and a place that empowers you to design your own reinvention.
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We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, caste, creed, religion, gender, marital status, age, ethnic and national origin, gender identity, gender expression, sexual orientation, political orientation, disability status, protected veteran status, or any other characteristic protected by law.

Wipro is committed to creating an accessible, supportive, and inclusive workplace. Reasonable accommodation will be provided to all applicants including persons with disabilities, throughout the recruitment and selection process. Accommodations must be communicated in advance of the application, where possible, and will be reviewed on an individual basis. Wipro provides equal opportunities to all and values diversity.